What should I do if my burn injury claim is denied?

If your burn injury claim is denied, there are several steps you can take to appeal the decision. First, you should carefully review the denial letter to make sure you understand the reasons why your claim was denied. It is important to keep all relevant documents and records from the initial filing of your claim, as well as any correspondence you have had with your insurance company. You should then reach out to the Texas Department of Insurance (TDI) and file a complaint. TDI can help you dispute the denial and work with the insurance company to reach a favorable resolution. If the complaint is unsuccessful, you may need to hire a lawyer. An experienced burn injury lawyer can help you file an appeal for your denied claim. Your lawyer will build a case based on medical records, witness testimony, and other evidence to make a strong case for the insurance company to reconsider your claim. Finally, you may be able to file a lawsuit against the insurance company for denying your claim. You should consult with a lawyer before taking this step, as the court process can be lengthy and expensive. No matter what your course of action is, it is important to act quickly when your burn injury claim is denied to ensure the best chance of a successful outcome.

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