Who pays for damage after a car accident?
In the state of Hawaii, it depends on who is at fault for the car accident. Generally, the driver who is found to be at fault for causing the accident is liable for any resulting damage. If the driver is insured, then his or her insurance company will be responsible for paying the costs of repairs to both cars. This includes both the damage to the other driver’s car and to the driver’s vehicle. Drivers who are at fault may also be liable for any medical expenses incurred by the other driver due to injuries sustained in the accident. If a driver is not insured, then that driver will be responsible for paying the costs of repairs and medical expenses out of his or her own pocket. Depending on the circumstances, the driver may also be liable for any other costs such as lost wages or other financial losses incurred by the other driver. In some cases, the at-fault driver may not be able to pay the costs of repairs or medical expenses out of pocket. In these cases, the injured driver may file a lawsuit against the driver who is responsible to recover these costs. No matter who is at fault for an accident, it is important that both drivers contact their insurance companies and report the accident. Insurance companies can help to negotiate costs and ensure that the responsible driver pays for any damages incurred.
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