Who is responsible for damage to my car if I was hit by an uninsured driver?

In the state of Hawaii, if an uninsured driver hits your car, you may be held responsible for paying for the damage to your car. However, you can pursue other options to cover the cost of the damage. The first step is to look into your own car insurance policy to see if it covers damage caused by uninsured drivers. If your policy includes uninsured motorist coverage, then it will cover your losses in the event of an accident with an uninsured driver. Another option is to pursue a personal injury claim against the at-fault driver. If the driver is found to have been at fault, then you can seek compensation for damages from the driver. If the driver does not have enough assets to cover the damage, then your insurance company may be able to sue the driver in court in order to receive payment. You can also file a complaint with the Hawaii Department of Commerce and Consumer Affairs to report the uninsured driver and seek assistance from the state. This department may be able to help you cover the cost of damage caused by an uninsured driver. Finally, you may be able to receive assistance from a local legal aid society or a consumer protection agency. These organizations may be able to provide you with information and resources to help you pursue compensation for damages caused by an uninsured driver. No matter which option you choose, it is important to remember that being hit by an uninsured driver can be a stressful and costly situation. However, with the right resources and information, you can help ensure that you get the compensation you need to recover from this accident.

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