What if I was injured in a car accident by an uninsured driver?
If you were injured in a car accident caused by an uninsured driver in Hawaii, you still have options for pursuing financial compensation. One option is to file a claim with your own insurance company. Uninsured Motorist Coverage (UMC), which is offered as part of most auto insurance policies in Hawaii, covers you when you are involved in an accident with an uninsured driver. UMC can cover medical bills, lost wages, and property damage resulting from the accident. Another option is to file a lawsuit against the uninsured driver himself. Even if you don’t have UMC, you may be able to pursue compensation through a civil lawsuit. However, since an uninsured driver often has limited financial resources, you may have difficulty collecting any money even if you win a judgment. The important thing is to seek medical attention for your injuries and to contact a lawyer who specializes in car accident law. An experienced attorney can review your case and explain your options. He or she may be able to advise you on the best course of action and help you pursue just compensation for your injuries.
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