What if the other driver is uninsured and I was injured in the accident?

If you have been injured in a car accident and the other driver is uninsured, you may be able to file a claim with your own insurance company. In Hawaii, uninsured motorist coverage is mandatory for all insurance providers and is designed to protect you in situations when the driver responsible for causing the accident does not have insurance. Uninsured motorist coverage is usually limited to the policyholder’s medical bills, lost wages, property damage, and pain and suffering. If you have uninsured motorist coverage, you can usually make a claim under your own policy. However, if you do not have uninsured motorist coverage, you will need to seek compensation through other means, such as filing a lawsuit against the uninsured driver. In Hawaii, it is illegal for drivers to operate vehicles without insurance, so the uninsured driver may face civil or criminal penalties for their negligence. Additionally, you may also be able to seek compensation through the Driver Responsibility Program. This program is designed to help injured victims of uninsured and underinsured drivers recover damages from the driver’s insurance company. Overall, if you are injured in a car accident and the other driver turns out to be uninsured, you should seek legal advice from a qualified attorney. They can help you determine the best course of action to ensure that you are adequately compensated for your losses.

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What if the other driver is uninsured and I was injured in the accident?

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