Who pays for damage after a car accident?

The answer to who pays for damage after a car accident in North Carolina depends on several factors. Generally, the at-fault driver or their insurance company is responsible for paying for property damage, medical bills, and other expenses resulting from the accident. North Carolina law requires drivers to carry automobile insurance. After an accident, the at-fault driver’s insurance company is typically responsible for paying for property damage, such as damage to the other car, as well as compensation for medical bills and other expenses. In some cases, more than one party may be found at fault. For instance, if there is no clear evidence proving who was at fault, both drivers may be found partially responsible. In these cases, each insurance company would be responsible for paying a portion of the expenses. If the at-fault driver does not have insurance, the other driver may be able to sue the at-fault driver in court. If the at-fault driver is found liable, they are responsible for paying all expenses from the accident. In some cases, the insurance company of the non-at-fault driver may also provide coverage. This is known as “med pay” coverage and is commonly included in North Carolina car insurance policies. With med pay, the insurance company will cover the medical bills and other related expenses of the non-at-fault driver regardless of who was at fault for the accident.

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