Will my auto insurance cover me in another state?

In Texas, the answer to your question is "it depends". The state’s auto insurance laws are based on the tort system, meaning that the person who is at fault in a car accident is responsible for paying for the damages. Generally, your auto insurance company will provide coverage for you when you’re involved in an accident in another state, but only if you are legally considered to be at-fault. That means if you were driving in another state and were hit by another driver, that driver’s insurance company would be responsible for covering your damages. Conversely, if you caused an accident in another state, your insurance company would be responsible for covering any damages you caused to the other party. Even if you’re traveling to another state, it’s important to make sure you have sufficient auto insurance coverage in case of an accident. It’s also wise to check the laws of the state you’re visiting to make sure you understand the state’s auto insurance requirements.

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Will my auto insurance cover me in another state?

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