What should I do if the driver who hit me doesn’t have insurance?

If the driver who hit you does not have insurance, they are at fault and must face the consequences of their negligence. In Delaware, a driver must maintain a minimum amount of liability insurance with coverage of at least $15,000 for personal injury, $30,000 for all persons injured in an accident, and $10,000 for property damage. If you are hit by a driver without insurance, you can file a claim for damages with your own insurance company. If you have uninsured motorist coverage, you can file a claim with your insurance company and they will cover the damages. Uninsured motorist coverage also covers the cost of medical bills if you are injured by an uninsured driver. You can also seek compensation from the driver who hit you, but you will need to prove that they are at fault and liable for your damages. This can be done by collecting evidence such as medical records, witness statements, and photos. You should also speak to an experienced car accident attorney who will help you understand the legal process. Lastly, you may also be able to seek compensation from the Delaware Uninsured Motorists Fund. This fund was created to help cover the expenses of drivers who are injured by uninsured drivers. To be eligible for compensation from this fund, you must prove that the other driver was at fault and that you have no other means of recovering the cost of damages.

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What should I do if the driver who hit me doesn’t have insurance?

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