Is an insurance company required to pay for medical expenses after a car accident?

Yes, an insurance company is required to pay for medical expenses after a car accident in Delaware. According to Delaware’s insurance law, personal injury protection (PIP) is required for all motorist insurance policies. PIP is a type of medical insurance coverage that was designed for car accident victims. It covers medical expenses, as well as lost wages and other related costs, up to a certain limit. In Delaware, all drivers must carry a minimum of $15,000 in PIP coverage. That means that the insurance company is required to pay at least that much for medical expenses related to the accident. However, many insurance companies offer more than the minimum coverage, so the actual amount of coverage can vary depending on the policy. Additionally, it is important to note that insurance companies are obligated to pay medical expenses related to car accidents regardless of who caused the accident. Whether the accident was caused by the insured driver, the driver of another vehicle, or a third party, the insurance company must pay for reasonable and necessary medical expenses. Overall, an insurance company is required to pay for medical expenses after a car accident in Delaware. The amount of coverage that is provided depends on the type of policy the driver carries, but at the very least the insurance company must provide the minimum $15,000 in PIP coverage.

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