Is an insurance company required to pay for medical expenses after a car accident?

In Washington, the answer to whether an insurance company is required to pay for medical expenses after a car accident depends on who is at fault for the accident. If you are the person at fault for the accident, then your insurance company will typically be required to pay for the other party’s medical expenses. This is because Washington requires car owners to carry a certain amount of liability insurance coverage which will pay for these medical expenses. If you are not at fault for the accident, then typically the other person’s insurance company will be responsible for covering your medical expenses. For this reason, it is important to accurately determine fault so that the correct insurance company can pay. In addition, Washington also requires personal injury protection (PIP) coverage which pays for your medical expenses if you are injured in an accident, regardless of who is at fault. This means your insurance company will be responsible for covering your medical expenses if you are injured in an accident. Therefore, the answer to the question of whether an insurance company is required to pay for medical expenses after a car accident in Washington depends on who is at fault. Typically, the liable party’s insurance company is responsible, or if you have PIP coverage, your own insurance company will pay for your medical expenses.

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