Who is responsible for damage to my car if I was hit by an uninsured driver?

If you are involved in a car accident in Alaska and the other driver is uninsured, you may be responsible for the damage to your car. As of 2021, Alaska requires all drivers to have a minimum of $50,000 in liability insurance coverage. This covers damage to another person’s car if they are at fault in a car accident. Unfortunately, if the other driver is not insured, you may have to take responsibility for the damage to your car. Alaska is a “fault” state which means that the driver at fault for the accident will be held liable for any resulting damages. If the other driver is uninsured, then they are unable to pay for the damage to your car. Your own car insurance policy may cover some or all of the damage costs, depending on what type of coverage you have. For example, a comprehensive policy may provide coverage for damage to your car that is caused by an uninsured driver. It is best to contact your insurance company to learn what type of coverage is available. If the damage is extensive and your insurance policy does not cover it, then you may have to file a lawsuit against the uninsured driver in order to get them to cover the damages. However, in most cases, this will require hiring an attorney specialist in car accident law in Alaska. It is important that you report any accident, regardless of who is at fault, to the police and your insurance company. This will help ensure you are able to receive coverage if you are hit by an uninsured driver.

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Who is responsible for damage to my car if I was hit by an uninsured driver?

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