Who is responsible for damage to my car if I was hit by an uninsured driver?

In Oklahoma, if you are hit by an uninsured driver, you are still able to seek compensation for damage to your car. You may file a claim with your own insurance company or with the Oklahoma Uninsured Motorist Fund. The Oklahoma Uninsured Motorist Fund will provide you with up to $25,000 for damages and medical costs if you are injured, regardless of who is at fault. If the uninsured driver is identified and has assets, you can file a claim directly with them. If you are unable to receive the full amount of damages from either of these sources, you may be able to seek additional compensation by filing a lawsuit against the driver. This lawsuit may be difficult to win if you cannot prove that the other driver was negligent and acted carelessly in causing the accident. You should talk to a lawyer to see if you have a valid case and to determine what forms of compensation you may be entitled to. If you do decide to pursue a legal claim, you should also be aware that Oklahoma does have a statute of limitations for car accident claims which states that a lawsuit must be filed within two years of the date of the accident. After this period, you will no longer be able to file a claim. Overall, when involved in a car accident with an uninsured driver in Oklahoma, you have a few options when trying to recover damages for damage to your car. While you may choose to receive compensation from your own insurance or the Oklahoma Uninsured Motorist Fund, you may also wish to file a lawsuit against the driver if you cannot receive the full amount of damages you are seeking.

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