Who is responsible for damage to my car if I was hit by an uninsured driver?
In Texas, if you are hit by an uninsured driver, you have to take financial responsibility for any damage done to your car. In other words, you may have to pay for repairs or replacements out of pocket. If the driver who caused the accident has insurance but it is not enough to cover the damage to your car, you can make a claim with your own insurance. If you have uninsured motorist coverage, your insurance may pay for the damage to your car. You may also be able to pursue the driver who caused the accident for reimbursement for the damage to your car. In some cases, this can be difficult as they may not have the means to pay. If they do, you will still need to take them to court to pursue this type of compensation. In order to maximize your chances of receiving reimbursement, make sure to collect as much evidence as possible at the scene of the accident. This includes pictures, witness statements, police reports, and a copy of the other driver’s insurance policy. This will help you have a case if you choose to take the driver to court.
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