What if the other driver does not have enough insurance to cover my losses?

If you are involved in a car accident in Hawaii and the other driver does not have enough insurance to cover your losses, there are several options available to you. First, you should try to negotiate a settlement with the driver. If the other driver is unable to pay the full amount of the losses, you could accept a reduced amount of the total losses in exchange for a signed release of any further claims against the other driver. If the other driver does not have enough funds to cover your losses, you may be able to file a claim with your own insurance company. Under Hawaii law, you have the right to file a claim for uninsured/underinsured motorist coverage. This type of coverage provides compensation for uninsured or underinsured drivers who cause an accident. Your insurance company will either pay the full amount of the losses or may offer you a reduced settlement. If you are unable to settle the claim with the other driver or your insurance company, you may need to file a lawsuit in order to recover compensation for your losses. Depending on the severity of your losses, it may be wise to consult with an experienced car accident lawyer in Hawaii to discuss your options. The lawyer can help determine if you have a valid claim and advise you on the best way to proceed.

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What if the other driver does not have enough insurance to cover my losses?

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