What if the other driver does not have enough insurance to cover my losses?
If the other driver does not have enough insurance to cover your losses in an Indiana car accident, you are not out of options. Depending on the circumstances, you may be able to recover a portion of your losses from your own insurance. It is important to review the coverage your insurance policy provides as some policies include “uninsured motorist coverage” which may cover some of your losses. You may also be able to file a legal claim against the other driver to recover your losses. This process takes time and involves filing a lawsuit against the other driver. Before taking further action you should consult with an experienced Indiana car accident attorney to discuss your rights and to assess the viability of a possible legal claim. In Indiana, you may have the right to file a legal claim for financial damages if the other driver was negligent or otherwise at fault. Depending on the circumstances, you may be eligible to recover compensation for car repair and replacement costs, medical bills, lost wages, and other losses associated with the accident. Your lawyer can help you navigate the legal system and make sure you get the compensation you’re entitled to.
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