What if the other driver does not have enough money to pay for my damages?

If the other driver does not have enough money to pay for your damages in a car accident in California, there are a few options available. The first option is to seek compensation through the other driver’s insurance company. California requires all drivers to carry a minimum amount of liability insurance, which is designed to help cover the cost of damages caused by that driver. You can pursue a claim with the other driver’s insurance carrier and, if successful, they will pay for your damages up to the limits of the policy. If the other driver does not have insurance or does not have enough insurance coverage to pay for your damages, then you may be able to turn to your own insurance policy for payment. Most auto insurance policies have what is called “uninsured/underinsured motorist coverage.” If you have this coverage, your insurance company can help cover your damages up to the policy’s limit. Finally, if the other driver does not have insurance, does not have enough insurance coverage, and you do not have uninsured/underinsured motorist coverage, then you may be able to pursue a civil lawsuit against the driver. In the lawsuit, you can ask the court to award you compensation for your damages. Keep in mind, though, that the other driver must have the financial resources to pay your damages and be able to be located by the court.

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What if the other driver does not have enough money to pay for my damages?

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