What if I was injured in a car accident by an uninsured driver?

If you were injured in a car accident by an uninsured driver in Virginia, you may be able to seek compensation for your injuries through a process called uninsured motorist coverage. Uninsured motorist coverage is a type of insurance that some people have to offer protection if they are involved in an accident with an uninsured driver. Uninsured motorist coverage typically covers medical expenses, property damage, and may even cover lost wages. The first thing you should do if you are injured in a car accident by an uninsured driver is to document the accident as best you can. Take photographs of any damage to your car, and make sure to obtain the other driver’s contact information, including the license plate number. You should also seek medical attention as soon as possible after the accident, even if you don’t think you were injured. Once you have the necessary information, contact your insurance company and inform them that you were in an accident with an uninsured driver. Your insurance company will then file an uninsured motorist claim on your behalf. Depending on the amount of your coverage, you may be able to recover compensation for your medical bills, car repairs, and other expenses incurred as a result of the accident. It is important to note that uninsured motorist coverage is not mandatory in Virginia, and not all insurers offer this coverage. It’s a good idea to check with your insurance company to see if you have this type of coverage, and if so, the amount of coverage you have. If you lack uninsured motorist coverage, you may be able to file a lawsuit against the other driver to recover damages. However, this can be more difficult and time consuming than filing a claim through your own insurance company.

What if I was injured in a car accident by an uninsured driver?

Related FAQs

Related Blog Posts