What should I do if the insurance company refuses to pay for my medical bills after a car accident?

If the insurance company refuses to pay for your medical bills after a car accident in Hawaii, there are a few steps you should take. First, talk to the insurance company and see if you can get them to provide payment for the bills or reimbursements. Try to negotiate with them to get a fair pay-out. If the insurance company still refuses to pay, you can file a complaint with the Hawaii Department of Commerce and Consumer Affairs (DCCA). When doing this, include information about the accident, your medical bills, and any documentation you have from the insurance company regarding its refusal to pay. The DCCA will investigate the complaint and contact the insurance company to try to get them to provide you with the appropriate payments. If that is not successful, the DCCA can help you pursue legal action. You may also want to contact a personal injury lawyer to discuss the specifics of your case and what legal action you can take. At the same time, you should also seek out other sources of funds, such as charities, crowdfunding, or personal loans, to pay for your medical bills. You can also contact the hospital or doctor’s office to ask about a payment plan or reduced fees. Taking these steps can help you get the payments you need to cover your medical bills.

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