Will my health insurance cover medical bills from a car accident?

In Washington, the answer to whether your health insurance will cover medical bills from a car accident depends on the type of health insurance you have. If you have private health insurance, then typically yes, they will cover a portion of your medical bills following a car accident. This is because the majority of private health insurance plans are provided through employer-sponsored group plans, which provide coverage for medical expenses due to a car accident, including lost wages and other costs. However, if you have a public health insurance plan, like Medicaid or Medicare, the answer is not as clear-cut. Generally speaking, these public health insurance plans do not cover personal injury car accident expenses, although they may cover some medical bills related to the injury. In addition, it is important to remember that Washington is a no-fault state, meaning that your automobile insurance will typically pay for medical bills resulting from an accident, regardless of who was at fault. While the specifics of your policy may vary, Washington law requires drivers to carry Personal Injury Protection (PIP) coverage, which covers medical bills and lost wages due to a car accident. As such, you may want to check with your insurance company to see if PIP coverage will help pay for your medical bills following an accident.

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Will my health insurance cover medical bills from a car accident?

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