What if the other driver is uninsured and I was injured in the accident?
If you were injured in a car accident in Massachusetts and the other driver is uninsured, you may still be able to receive compensation for your injuries. The first step is to file a claim with your own insurance provider. Depending on the type of coverage you have, your insurer may cover the damages caused by the uninsured driver. If your insurance policy does not cover the damages, you may be able to file a claim against the other driver. In Massachusetts, uninsured motorist coverage laws require that all drivers carry a minimum of $20,000 per person for bodily injury, and $40,000 per accident for bodily injury. If the other driver is uninsured and you are able to prove that they are responsible for the accident, you can file a claim and seek compensation for your injuries. It should be noted that filing a claim against an uninsured driver is often difficult and lengthy process. You may also be able to file a lawsuit against the other driver. In Massachussetts, injured victims can pursue compensation for their injuries through the court system. This process can be lengthy and complicated; it is not recommended without legal counsel. A personal injury lawyer can advise you on the best course of action and assist you in filing a claim or lawsuit against the uninsured driver.
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