Will my health insurance cover medical bills from a car accident?
Yes, in most cases, your health insurance will cover medical bills if you were involved in a car accident in Massachusetts. Health insurance companies have a set of policies known as Personal Injury Protection (PIP) that cover medical costs and other expenses related to car accidents. However, the amount of coverage varies among companies, so it is important to check with your provider to determine the specific coverage amount. Under Massachusetts law, the minimum coverage for PIP is $8,000. This coverage applies to medical bills, lost wages (up to 75% of your regular wages), and funeral costs. PIP covers medical expenses regardless of who is at fault in the accident. In addition, the law also requires drivers to purchase Bodily Injury Liability coverage. This coverage covers the cost of medical treatment for other people injured in the accident who do not have PIP coverage. If you are involved in a car accident and you are injured, it is important to contact a qualified car accident lawyer in Massachusetts to ensure that the insurance companies involved provide the proper compensation. An experienced attorney will be able to navigate the complexities of the legal system and ensure that you receive the full compensation you are entitled to.
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