What should I do if the at-fault driver in my car accident does not have enough insurance?

If you are in a car accident in Massachusetts and the at-fault driver does not have enough insurance, the first thing you should do is seek out legal advice. Consulting with a car accident attorney or a personal injury attorney can help you understand your rights and obligations in this situation. Depending on the fault assigned by the police, the at-fault driver’s insurance may cover some of your damages, such as medical bills and property damage. However, if the at-fault driver does not have enough insurance to cover all of your damages, you may be able to use your own insurance policy. Uninsured motorist coverage (UM) is designed to provide coverage for damages and injuries sustained in an accident with an uninsured driver. It is important to read the specifics of you policy to understand the limits and restrictions of the coverage. Also, having legal advice in this situation can be beneficial when dealing with insurance companies and making sure you get the full benefit of your insurance coverage. Another possible solution is to file a civil suit against the at-fault driver. Depending on the extent of your damages, you may be able to sue the at-fault driver to be compensated for your damages. This process will likely require the help of an attorney, as the legal process can be complicated. In conclusion, if the at-fault driver in your car accident does not have enough insurance, you should seek out legal advice as soon as possible. Consulting with a car accident or personal injury attorney can help you understand your rights and understand your insurance policy in order to determine your best course of action.

What should I do if the at-fault driver in my car accident does not have enough insurance?

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