What should I do if the at-fault driver in my car accident does not have enough insurance?
If you have been in a car accident and the at-fault driver does not have enough insurance to cover the costs of your accident, you may still have options. The first thing you should do is contact a personal injury attorney to review your case and discuss your options. In some cases, the driver may have other assets that can be used to cover your damages. Another potential option is to use your own uninsured motorist insurance. In Florida, you must have uninsured motorist coverage in order to drive legally; this coverage can be used to cover the costs of your accident if the other driver does not have enough insurance. Be sure to check with your insurance provider to determine if this is an option. If neither of these options is available to you, you may have to pursue a civil lawsuit against the at-fault driver. This process can be lengthy and expensive, so it is important to discuss your options with an attorney before you decide to pursue this route. No matter what option you choose, it is important to remember that you are not responsible for covering the costs of an accident that was not your fault. Taking the time to review your options can ensure that you are able to get the compensation you deserve.
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