What is the difference between a personal injury claim and a property damage claim?

The difference between a personal injury claim and a property damage claim in Delaware relates to the type of damage sustained in a car accident. A personal injury claim is a type of legal action that seeks compensation for physical or psychological harm resulting from an accident, such as medical bills, lost wages, and pain and suffering. A property damage claim is a type of legal action that seeks compensation for damage to a vehicle, such as the cost of repairs or replacement of a car after a car accident. Personal injury claims are more complex and take into greater account the circumstances surrounding the incident, such as the seriousness and extent of the injury, the cause of the accident, and any potential negligence on the part of the other driver. A property damage claim is simpler, as it seeks to recover the cost of repairs or replacement of the vehicle. This claim does not typically take into account factors such as medical bills and lost wages associated with the personal injury. In Delaware, the statute of limitations for a personal injury claim is three years from the date of the incident, while the statute of limitations for a property damage claim is two years. It is important to act quickly after an accident to ensure that all potential legal claims are appropriately pursued.

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