What rights do I have if I was injured in an uninsured motorist accident?
If you were injured in an uninsured motorist accident in North Carolina, you have rights to seek financial compensation for your damages. The first step is to determine if your own insurance policy includes uninsured motorist coverage. If so, your insurance company will cover the costs of your medical treatments, lost wages, and other damages sustained due to your accident. If you do not have uninsured motorist coverage, then you may need to pursue a claim with the other driver’s insurance company. North Carolina has a tort system, so you will be able to sue the at-fault driver for your damages. However, the driver might not have any insurance to cover your costs. In this situation, you may be eligible for compensation from the North Carolina Uninsured Motorists Fund. The Uninsured Motorists Fund was created to provide compensation for those injured by uninsured drivers. To qualify, you must prove that you suffered damages due to the accident and that the other driver was uninsured and at fault. If you are eligible, the Uninsured Motorists Fund will provide compensation for the costs of your medical treatments, lost wages, and other damages. You can also collect damages for pain and suffering, depending on the severity of your injury. It is important to speak with an attorney to ensure you get the maximum compensation for your injuries. An attorney can help you file your claim, gather evidence, and make sure you are fairly compensated for your damages.
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