What rights do I have if I was injured in an uninsured motorist accident?

If you were injured in an uninsured motorist accident in Virginia, you may have a few rights as the victim of the accident. Uninsured motorist coverage is an optional type of insurance coverage that protects you if you’re injured in an accident caused by an uninsured or underinsured driver. In Virginia, insurance companies are required to offer uninsured motorist coverage when you purchase auto insurance and it is up to you to decide whether to purchase it. If you have this type of coverage, you’ll be able to file a claim with your own insurance for damages caused to your car, medical bills, and lost wages due to your injuries. You may also be compensated for pain and suffering, though the amount will typically be lower than if the other driver had been insured. If you do not have uninsured motorist coverage, you may still be able to get compensation for your losses. You can attempt to sue the other driver for damages, however, the driver might not have the money or assets to cover your losses. If this is the case, you may be able to file a claim with the Virginia Uninsured Motorists Fund, which is a state fund that helps victims of uninsured motorist accidents. Overall, regardless of your situation, it is a good idea to hire an experienced car accident attorney right away to ensure that your rights are protected and that you receive the compensation you deserve.

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