What should I do if the other driver’s insurance company denies my claim for a car accident?
If the other driver’s insurance company denies your claim for an accident in Wisconsin, there are a few steps you should take to protect yourself. First, carefully review the denial letter and determine why the claim was denied. Common reasons for denial include failure to file a claim in a timely manner, insufficient evidence of fault or damages, or the other driver’s policy limits not covering the costs. Next, contact an experienced car accident attorney to receive legal advice. A lawyer can review your case and advise if you have grounds to dispute the denial. An attorney can also help you gather legal documents such as police reports, witness statements, and medical records that might support your claim. Finally, it’s best to file a lawsuit in civil court, where a jury or judge will decide whether damages are owed. To file a lawsuit, you must prove the other driver was at fault and that the damages exceed the other driver’s policy limits. Once in court, a lawyer can help you navigate the legal system, present your case, and negotiate with the opposing party. Although filing a lawsuit can be lengthy and costly, it may be your only recourse when an insurance company denies a claim. An attorney can provide legal guidance and help you develop the strongest possible case.
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