Is there a difference between catastrophic injury claims and personal injury claims?
Yes, there is a difference between catastrophic injury claims and personal injury claims in New York. Catastrophic injury claims involve long-term and life-altering damages that an individual has suffered from someone else’s negligent or wrongful actions. These claims are often difficult to prove and require extensive medical evidence to support the injury and the claim. Common catastrophic injuries include brain and spinal cord injuries, burns, amputations, paralysis, organ damage and long-term disabilities. In contrast, personal injury claims involve injuries that do not result in long-term or permanent disability. Personal injury claims typically involve injuries from an automobile or slip and fall accident. These claims are intended to cover the costs of medical bills, lost wages, and other damages caused by the injury. The severity of the damages is a key factor in determining the type of claim. Catastrophic injury claims are generally much more expensive and provide more extensive legal protections to the injured party than personal injury claims. Additionally, catastrophic injury claims must prove negligence or malevolence on the part of the wrongdoer, whereas personal injury claims must only prove that the injury resulted from the actions of another party.
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