What is the legal definition of catastrophic injury?

In Indiana, a catastrophic injury is defined as an injury to an individual that results in serious impairment of a bodily function, permanent disability or disfigurement. This type of injury must also lead to an inability to engage in any form of substantial gainful activity. Examples of catastrophic injuries include traumatic brain injuries, spinal cord injuries, paralysis, amputations, and third-degree burns. Traumatic brain injuries can affect an individual’s cognitive, physical, and psychological functioning. A spinal cord injury can cause paralysis and loss of bodily functions. Amputations can alter an individual’s lifestyle permanently and lead to a significant physical change. Third-degree burns can cause disfigurement as well as physical pain. The legal definition of catastrophic injury can be very broad. It is designed to ensure that those who suffer from serious and life-altering injuries are provided with the necessary compensation to cover medical and other expenses. Under Indiana law, catastrophic injury claims are placed under the jurisdiction of the state’s civil court system. An experienced lawyer can help victims of catastrophic injury ensure they receive the most appropriate compensation for their suffering.

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