What is the difference between a workers’ compensation claim and a catastrophic injury claim?

The difference between a workers’ compensation claim and a catastrophic injury claim in Florida is one of severity. A workers’ compensation claim is typically made when an employee gets injured while on the job and is looking to recover damages to cover medical bills and lost wages. The employee typically needs to prove the injury is the result of their work environment or a work-related activity. On the other hand, a catastrophic injury claim is a type of claim for when an employee experiences an injury that is exceptionally severe and disabling. These types of injuries include physical and psychological issues that may have lasting and devastating effects. In order to receive compensation for a catastrophic injury, an employee must typically prove that the employer was responsible or negligent in some way. This can include inadequate safety standards, failing to provide proper training, or not maintaining a safe workplace. A catastrophic injury claim can be much more difficult to prove than a workers’ compensation claim and may require extensive medical evidence to prove the severity of the injury. Damages for catastrophic injury claims can include medical expenses, lost wages, emotional distress, rehabilitation costs, pain and suffering, and lost quality of life. Damages for a workers’ compensation claim are generally limited to medical expenses and lost wages. In Florida, it is important for employees to know the difference between a workers’ compensation claim and a catastrophic injury claim so they know what to expect from the claims process.

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What is the difference between a workers’ compensation claim and a catastrophic injury claim?

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