What is the difference between a personal injury claim and a catastrophic injury claim?

The distinction between a personal injury claim and a catastrophic injury claim in Florida is an important one. A personal injury claim is a legal action filed to seek financial compensation for losses and harms caused by someone else. This includes physical injuries, psychological harm, financial losses, and other forms of suffering due to the negligence of another. In Florida, the damages recovered through a personal injury claim may include medical expenses, lost wages, and pain and suffering. On the other hand, a catastrophic injury claim is an even more serious charge. It is typically filed when a person has suffered a severe or permanent injury as a result of someone else’s negligence. In this situation, the damages recovered may include lifetime medical expenses, loss of wages due to disability, and even punitive damages. Additionally, a plaintiff may be eligible to receive financial aid for long-term disabilities, loss of companionship, and other losses that are not typically awarded in a personal injury case. As such, the potential damages that can be recovered in a catastrophic injury case are much higher than in a personal injury claim.

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