What is the difference between a workers’ compensation claim and a catastrophic injury claim?

In Virginia, both workers’ compensation and catastrophic injury claims are offered to those who have been injured due to work activities. The main difference between the two claims is the severity of the injury sustained. Workers’ compensation claims are available to those who have suffered an on-the-job injury, such as an injury due to a workplace accident. This type of claim provides benefits such as reimbursement for medical bills, lost wages, and rehabilitation expenses. These claims are typically designed to cover the costs associated with short-term or minor injuries. In contrast, catastrophic injury claims are designed to cover the costs associated with more severe injuries, such as those that cause long-term disability or inability to work. In Virginia, these claims provide benefits including lifetime medical expenses, compensation for lost wages, and money for modifications to the home or vehicle to accommodate the injury. In addition, these claims can sometimes include compensation for pain and suffering. Both workers’ compensation and catastrophic injury claims are important for those who have been injured at work and can help individuals receive the financial compensation they need to cover costly medical bills and other expenses. It is important to determine which type of claim is necessary in order to get the most out of it.

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