What is the difference between a personal injury claim and a catastrophic injury claim?
A personal injury claim is a way for someone to receive compensation for an injury caused by someone else’s negligence. This usually occurs when another person or organization’s careless or reckless behavior leads to an injury. Catastrophic injury claims are similar to personal injury claims but are more complicated. They involve more severe injuries or disabilities, such as traumatic brain injury, amputation, paralysis, or significant disfigurement. These claims require a more detailed analysis of the medical and other long-term effects of the injury. Catastrophic injury claims usually also involve extensive, costly medical treatments and long-term care. In Virginia, catastrophic injury claims may also involve a hereditary loss of future income, increased personal expenses, and even the need to purchase specialized devices, such as wheelchairs. The amount of compensation sought in a catastrophic injury claim is typically much higher than in a personal injury claim. In Virginia, anyone who has been injured due to the negligence of another person or organization may pursue compensation through a personal injury claim. For catastrophic injury claims, a plaintiff must prove that the defendant’s negligence resulted in an injury that has both a long-term and severe impact on the victim’s life.
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