What should I do if the insurance company denies my catastrophic injury claim?
If the insurance company denies your catastrophic injury claim in North Carolina, you should take the following steps: 1. Read the denial letter carefully. Make sure you understand the reason the insurance company has given for rejecting your claim. This can help inform how you proceed next. 2. Request an explanation. Ask for the insurer’s reasoning and details, such as how they assessed the value of your claim. 3. File an appeal. You have the right to contest the rejection. You may need the help of an attorney to prepare for the appeals process. 4. Contact the Department of Insurance. If you think the denial was unfair or was based on incorrect information, you can contact the North Carolina Department of Insurance. They may be able to assist you in challenging the insurer’s decision. 5. Consider hiring an attorney. If you feel that your catastrophic injury claim has been unfairly or unreasonably denied, you may want to consider speaking to a lawyer. An experienced attorney can assess the facts and advise you on your options. It is important to take action if your catastrophic injury claim has been denied. An attorney can help you understand your rights and fight for the maximum compensation you are owed.
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