What should I do if I'm being sued by a credit card company?

If you are being sued by a credit card company in Virginia, the first thing you should do is consult with an experienced consumer law attorney for advice and representation. It is important that you are advised of your rights and take the appropriate steps to protect your interests. If you are served with a summons, you will need to file a written answer to the complaint within the time frame specified in the summons, which is usually 20 to 30 days. You should explain in your answer why you disagree with the credit card company’s allegations. If you fail to answer the complaint within the specified time, you can be found in default and the credit card company can proceed to obtain a judgment against you for the amount they claim you owe. If you are able to negotiate a settlement with the credit card company, make sure you get the agreement in writing and that you understand all applicable terms. If you are not able to settle the dispute, you will need to go to court and present your case to the judge. It is important to take the necessary steps to defend yourself when being sued by a credit card company in Virginia. An experienced consumer law attorney will be able to provide you with the advice and support you need to ensure your rights are protected.

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