What should I do if I'm being sued by a credit card company?

If you are being sued by a credit card company in Washington, you should take it seriously. The first step is to contact the company to try and negotiate a resolution. If the company is unwilling to work with you, you should seek legal assistance to understand your rights and options under Washington credit card dispute resolution law. If the credit card company has already started a lawsuit, a lawyer can draft an answer to the complaint and represent you if the dispute goes to court. Your lawyer may also be able to negotiate with the company to find a settlement that is beneficial to all parties. If you do not have the resources to hire a lawyer, the Court of Appeals in Washington provides free legal advice and support services. You can also represent yourself in court; however, this can be a daunting task, and you should make sure to fully understand your rights and the law before making any decisions. It is important to note that even if you do not have a legal defense to the lawsuit, you can still raise a number of legal defenses and counterclaims against the credit card company, including affirmative defenses, fraud, fair debt collection practices, and more. No matter what, if you are being sued by a credit card company, it is important to take swift action and get the assistance of an experienced lawyer in order to ensure your rights are protected.

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