What should I do if I receive a notice of collection from my credit card company?

If you receive a notice of collection from your credit card company, the first thing you should do is review the notice. It should contain information about why the company is attempting to collect a debt from you. After reviewing the notice, contact the credit card company and explain your situation. Ask questions about the dispute resolution process and make sure you understand it. You may also want to consider consulting with an attorney to get a better understanding of your rights under Virginia credit card dispute resolution law. The attorney can explain the details of the dispute resolution process and advise you on the best course of action to dispute the debt. If you are unable to reach an agreement with the credit card company, you may be able to file a dispute with a consumer dispute resolution program in Virginia. The program can help negotiate an agreement between you and the credit card company, or they may mediate the dispute. Lastly, you can also consider filing a lawsuit against the credit card company in small claims court. However, this should be done as a last resort, as lawsuits can be a long and expensive process. No matter what steps you take to resolve the dispute, make sure you keep records of all interactions with the credit card company and any documents related to the dispute. This will help ensure that your rights are protected under Virginia law.

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What should I do if I receive a notice of collection from my credit card company?

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