How can I dispute fraudulent charges on my credit card?

If you have been a victim of fraudulent charges on your credit card, you have the right to dispute them. In New Jersey, you can dispute these fraudulent charges by filing a complaint with the New Jersey Division of Consumer Affairs. To file a complaint, you should provide a detailed description of the fraudulent activity, including the amount of the charge, the merchant name, the date and time of purchase, and any other relevant information. Next, you should contact your credit card issuer and provide them with the same information. Your credit card issuer is required by law to investigate any disputes that you bring to their attention. They will look into the transaction and may even send someone to investigate the merchant in question. Once your credit card issuer has completed their investigation, they will provide you with a response. If they find that the charges are indeed fraudulent, the charges will be reversed and you will receive a full refund of the amount originally charged. If after filing a complaint and contacting your credit card issuer, the credit card issuer has not been able to resolve the issue, then you may wish to consider taking legal action. In such cases, your local consumer protection agency can provide assistance and advice on how to proceed. In some cases, it may also be possible to file a civil lawsuit against the merchant responsible for the fraudulent charges. It is important to remember that you are legally protected in cases of fraudulent activity on your credit card, and that you should take the necessary steps to protect your rights and to ensure that you are properly reimbursed for any fraudulent purchases.

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How can I dispute fraudulent charges on my credit card?

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