How do I dispute a charge if I cannot remember what I purchased with my credit card?

If you are unable to remember what you purchased with your credit card in South Carolina, you may dispute the charge to have it removed from your statement. The Fair Credit Billing Act protects you from inaccurate or unauthorized charges on your credit card. In order to dispute the charge with your credit card company or bank, you will need to send a written letter to them. In the letter, you should explain the situation and provide any relevant evidence that you have that the charge was unauthorized or inaccurate. Your letter should contain the following information: • Your name and address • Your credit card number • The date of the purchase • The amount of the charge • An explanation of why you believe the charge was inaccurate or unauthorized • Any evidence to support your claim Once you submit your letter, the bank or credit card company will review your dispute. They will also send a copy of the letter to the merchant who issued the charge. The merchant then has to respond to the dispute with evidence of why the charge is valid. If the merchant cannot provide evidence of the validity of the charge, the credit card company or bank will remove the charge from your account. If the merchant can provide evidence, you will need to decide whether or not to accept the charge. You should also keep copies of your letter and any evidence you provided to the bank or credit card company. This will help if you need to dispute the charge again in the future.

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How do I dispute a charge if I cannot remember what I purchased with my credit card?

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