What should I do if I am accused of fraudulent charges on my credit card?

If you are accused of fraudulent charges on your credit card in Minnesota, it is important to take swift action. First, contact the credit card company and dispute the charges. Depending on the bank, you may be able to do this over the phone or online. Make sure to document all of your conversations with the credit card company. Next, if you believe you have been accused of fraudulent charges due to negligence or a mistake, contact the Minnesota Department of Commerce for help. They can provide assistance with resolving any disputes between you and your credit card company. You should also read the terms of the credit card agreement, as this may provide additional information on what to do if you are accused of fraudulent charges. Finally, if the dispute is not resolved through the above steps, contact a legal professional. An attorney can help you understand the rights and responsibilities you have in this situation, and ensure you are not taken advantage of. In general, it is wise to act quickly when you are accused of fraudulent charges, as doing so may help you resolve the dispute quickly and ensure your credit remains unaffected.

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