How can I protect myself from errors and fraudulent charges on my credit card?

The best way to protect yourself from errors and fraudulent charges on your credit card is to be aware of your card’s spending activity and to monitor your statements. You should check your monthly statements to make sure all of the charges are correct. If you notice any mistakes, errors or fraudulent charges on your statement, contact your credit card company immediately to dispute the charges. Credit card dispute resolution law in New Jersey can help protect consumers from errors and fraud on their credit cards. According to the law, credit card companies must acknowledge your dispute within 30 days and resolve it within 90 days. During this period, the company cannot report the disputed amount as an unpaid debt. As long as you have proof of the mistake or fraud, the company must investigate and clear the charge. You can also protect yourself from errors and fraud by signing up for fraud alerts or card monitoring services. These services will keep you informed of any suspicious activity on your credit card and let you know if someone attempts to use your card without your permission. You can also help protect your card by creating complex passwords and regularly monitoring your account. Finally, don’t forget to keep your credit card secure. Whenever possible, store your card in a secure place and never use it on websites that don’t have secure payment processing systems. Following these tips can help you protect yourself from errors and fraud on your credit card.

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How can I protect myself from errors and fraudulent charges on my credit card?

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