What should I do if my credit card company denies my dispute claim?
If your credit card company denies your dispute claim, you should not just give up. You have rights under the South Carolina credit card dispute resolution law. The first step is to submit a written request for reconsideration to your credit card company. You should include any evidence or documents that support your dispute such as receipts, canceled checks, or other proof of payment. You can also contact the South Carolina Attorney General’s Office. Their Consumer Protection Division can provide you with information on consumer rights and responsibilities, as well as help resolve disputes between consumers and credit card companies. You can contact the Federal Trade Commission (FTC) to report any fraudulent or deceptive practices that your credit card company may be engaging in. The FTC can also provide you with information on your rights and responsibilities as a consumer. You can also consider filing a complaint with the Consumer Financial Protection Bureau. The CFPB is a federal agency that has the authority to enforce consumer protection laws, including those related to credit card dispute resolution. Finally, you can contact an attorney experienced in credit card dispute resolution. An attorney can review your case, explain your legal options, and help you take the necessary steps to ensure that your rights are protected.
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