How can I protect myself from identity theft?

Protecting yourself from identity theft is an important topic, especially in Minnesota, where credit card dispute resolution laws help to protect consumers from fraudulent charges. There are several steps you can take to protect yourself. First, you should only use secure websites when shopping online. Make sure the website’s URL begins with “https” and has a lock icon. These are indicators that the website is secure and encrypted. Second, you should also be careful about the personal information you share online. Don’t give out your Social Security number or other sensitive information when asked for it. If in doubt, contact the company directly to ask for more information. Third, you should regularly review your credit reports. You can get a free credit report from each of the three major credit bureaus (TransUnion, Equifax, and Experian) once every 12 months. Look for unauthorized inquiries or accounts. If you find any, you should file a dispute with the credit bureau and contact the fraud department of the company that issued the unauthorized account. Finally, protect your credit and debit cards with a secure PIN. Don’t use simple passwords like “1234” and don’t leave your credit and debit cards unattended. By following these simple steps, you can protect yourself from identity theft and take advantage of Minnesota’s Credit Card Dispute Resolution Law.

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How can I protect myself from identity theft?

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