How do I dispute unauthorized charges on my credit card?
If you have unauthorized charges on your credit card in Texas, you can dispute them with your credit card issuer. First, contact the credit card issuer’s customer service number and explain the unauthorized charge. You should include as much information as possible about the charge, such as the date, amount, and merchant. The credit card issuer will likely investigate the charge and ask for additional information from you, such as a copy of your credit card statement or proof of delivery for the purchase. Once the dispute is accepted, the credit card issuer will credit your account with the disputed amount and the charge will be removed. In addition to disputing unauthorized charges with your credit card issuer, you may also contact your local consumer protection agency in Texas to report the transaction. They may be able to provide additional assistance in regards to the dispute. Lastly, it’s important to monitor your credit card statements regularly to identify and dispute any unauthorized charges as soon as possible. It’s also a good idea to read the terms and conditions of your credit card agreement so you’re aware of your rights and responsibilities as a cardholder.
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