What is a fraud alert?
A fraud alert is an important tool available for credit card holders in Delaware. It is designed to help protect you from identity theft or fraud. When a fraud alert is placed on your credit report, it requires creditors and other entities to take additional steps to verify your identity before granting credit in your name. When you place a fraud alert on your credit report, you will be asked to provide additional identifying information, such as a copy of your driver’s license or passport, before credit can be issued in your name. This extra step can help protect you from becoming a victim of identity theft or fraud. If you have been a victim of fraud or identity theft in Delaware, you may place an extended fraud alert on your credit report. The extended alert will remain on your credit report for seven years. This provides an extra layer of security for your credit. You can place a fraud alert on your credit report by contacting one of the three major credit reporting bureaus. They will then inform the other two bureaus that you have placed a fraud alert on your credit. You should also contact your creditors and the bank that issued your credit card to provide them with additional information regarding the fraud alert. By placing a fraud alert on your credit report, you can help ensure that your identity is protected, and that you are not subject to fraudulent activity. This is an important tool for credit card holders in Delaware to protect themselves from identity theft and fraud.
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