What happens if I am sued for a debt?

If you are sued for a debt in South Carolina, the court will decide whether or not you are liable for the debt. Depending on the outcome of the court’s decision, you may have to pay the debt or may be found not liable and not have to pay. If you are found liable, the creditor may be able to garnish your wages or bank account, place a lien on one of your assets, or even take the asset away from you. The court may also award the creditor attorney fees, which could add an additional cost to the debt. Consumer Debt Defense Law in South Carolina provides protections to individuals being sued for debt. It allows you to question the evidence presented by the creditor and examine any documents and contracts that the creditor has. If the court finds that the evidence is insufficient or the debt is time-barred, they could find you not liable for the debt. Additionally, if the creditor brings a claim against you that was discharged in bankruptcy, the court will likely find you not liable for the debt. The court is also able to dismiss a lawsuit if it is not brought within the time limits set by the law. If you are sued for a debt, it’s important to seek legal advice as soon as possible in order to understand your rights under the Consumer Debt Defense Law and to mount a defense if necessary.

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What happens if I am sued for a debt?

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