Can a debt collector call me at work?

In Virginia, the answer to your question is YES, a debt collector can call you at work, but they have to follow certain consumer debt defense laws. According to the Virginia Debt Collection Act, debt collectors are allowed to call debtors at their place of work, but only if the employee consents to being contacted by the debt collector and the employer has no policy against such contact. Once a debt collector has contacted the debtor at work, they are not allowed to call again unless they have reason to believe that the debtor has received the first call, or if the debtor has agreed to further communication. If a debtor does not wish to be contacted at work, they should inform the debt collector that their employer is not willing to accept calls about the debt. The debt collector must then document this and must not contact the debtor at work again. Furthermore, the Virginia Debt Collection Act prohibits debt collectors from harassing debtors at their place of work. This means that debt collectors cannot call the debtor multiple times in a day, use profanity or any other intimidating language, or threaten the debtor with any form of legal action. In conclusion, debt collectors are allowed to contact a debtor at their workplace in Virginia, but they must adhere to the consumer debt defense laws and must not cross the line into harassment.

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Can a debt collector call me at work?

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