Can a debt collector contact me by email?
Yes, debt collectors in Kansas can contact debtors by email. However, there are certain regulations in place that must be followed. First, debt collectors must provide you with written notice that they intend to contact you by email before they do so. This notice must include a link to the debt collector’s privacy policy, which must be written in plain language that is easy to understand. The notice must also include a statement that the communication is from a debt collector and a statement of the debtor’s right to opt out of such communications. Second, any emails from debt collectors must include the name of the debt collector, the debtor’s name, and a good faith telephone number where the debt collector may be reached. Third, debt collectors must give debtors the ability to reply to any emails sent. Fourth, debt collectors must cease contact with debtors when the debtor requests to do so in writing. Finally, debt collectors must provide debtors with a way to opt out of any future emails. Overall, debt collectors in Kansas can contact debtors by email, but must stick to the regulations associated with the Consumer Debt Defense Law in order to do so legally.
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