Can a debt collector threaten to call the police?

No, debt collectors cannot threaten to call the police on you, as this is illegal. In Washington state, consumer debt defense law protects consumers from debt collectors who try to use intimidation to get them to pay. According to the law, debt collectors can’t call the police, tell you that you’ll be arrested if you don’t pay your debt, or threaten to take legal action against you. They also can’t suggest that you’ve committed a crime by not paying your debt. It’s important to know that debt collectors will usually try tonegotiate with you as a way to get you to pay the debt. While it’s perfectly legal for debt collectors to negotiate with you, they still have to abide by the rules and regulations laid out in the consumer debt defense law. This means that they can’t threaten to call the police or imply that you’ll be arrested if you don’t pay a debt. If a debt collector does threaten to call the police or take any other action against you unlawfully, make sure to document it and report it to your state attorney general. Your state attorney general can investigate the incident and take action against the debt collector if necessary. It’s also a good idea to keep a record of all your correspondence with the debt collector so that if you do have to file a complaint, you’ll have proof of the threats.

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Can a debt collector threaten to call the police?

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