Can a debt collector call me on my cell phone?
Yes, a debt collector can call you on your cell phone in Washington if they have your cell phone number and if they are legally allowed to do so. According to the Washington Consumer Debt Defense Law, a debt collector can contact you via telephone, including on a cell phone, or in writing to discuss the debt they are trying to collect. However, they are only allowed to contact you between the hours of 8:00 am and 9:00 pm each day, and they must not contact you more than 3 times in one week. They must also provide their full name and the name of the company they represent. If the debt collector does not follow these rules, you can make a complaint to the Washington Attorney General’s Office. You can also ask the debt collector to stop contacting you by phone. The debt collector is legally required to honor your request and may only contact you in writing after you make such a request. If you feel that the debt collector is behaving in an illegal or abusive manner and is violating your rights, you can consult a consumer law attorney in Washington and take legal action to protect your rights.
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